Amanah.Finance.

The problem

Muslim investors face a values gap. Existing halal screeners — Musaffa, Zoya, Islamicly, HalalStocks.co — verify Shariah compliance but stop there. A stock can pass halal screening while the underlying company supplies weapons to Gaza, uses Uyghur labor, or operates in conflict mining zones, and nothing flags it.

Religious compliance and ethical compliance get treated as separate problems, forcing investors to manually research BDS lists, supplier networks, and conflict-zone exposure across fragmented, often outdated sources. To make things worse, the 8+ competing halal screening methodologies disagree with each other: the same stock can read halal under one and haram under another, with no transparency on which rule applied or why.

The solution

Amanah.Finance presents 8 global halal screening methodologies side-by-side on a single page, then adds an AI-generated Human Rights Risk Score (0–10) with full evidence traceability.

Each score breaks down into Proven, In-Court, and Allegation categories, with a BDS tag flagging companies on Boycott/Divest/Sanction lists. The user gets one Screening Summary Card per ticker: halal compliance count (e.g. "Compliant 7/8"), BDS badge, HR Risk dial (green 0–3, amber 4–6, red 7–10), and an expandable evidence list sourced from filings, news, and BDS databases — no opaque AI verdicts, every claim traces back to its source.

How it works

The user enters a ticker, then the agent runs an 8-methodology halal compliance check in parallel with a multi-source human rights research pass — synthesising results in roughly 15 seconds.

Built on Google Gemini 2.5 Flash, with FireCrawl web scraping (replacing the deprecated Google Custom Search API) and Supabase (PostgreSQL) for storage, the agent is prompted as a "Protective Advisor" — firm, evidence-backed, never alarmist. Output combines a numeric overall score, sub-dimension scores, human-readable rationale, raw evidence links, and 👍👎 feedback signals that close the loop for continuous improvement.

Who it's for

Primary (B2C): Tech-savvy Muslim retail investors aged 25–45, West-based, who already invest in ETFs but want to actively avoid companies tied to BDS or human rights issues. Two key personas: the "Digital Native Ethical Investor" (Gen Z, 18–25) screening for Uyghur/Palestine exposure, and the "Mindful Achiever" (Millennials, 26–40) balancing career, family, and values-aligned portfolio decisions.

Secondary (B2B): Islamic wealth managers, halal ETF creators, Islamic banks, FinTech startups, and Shariah advisory firms — institutions that need API-based screening with methodology comparison, auditability, and regulatory defensibility built in.

Why it matters

The Islamic finance industry hit $5.2T in assets in 2025 and is projected to reach $6T by 2026, with Islamic FinTech growing at 14.9% YoY in the same period. But the screening infrastructure underneath this market hasn't kept pace with what Muslim investors actually want: portfolios that reflect their full value system, not just the religious-compliance half.

Amanah.Finance is built on the premise that faith-aligned investing and human-rights-aligned investing are the same conversation — and that the tooling should reflect that, with transparency strong enough to overcome legitimate AI skepticism in a community that, justifiably, demands receipts.

At a glance

Project

Amanah.Finance

Built by

Abdul Faras

One-liner

AI halal stock screening with a transparent Human Rights Risk Score for values-driven Muslim investors.